Safe User Account Strategy
Dave, this question is only peripherally related to SD, but with the buzz about the new OSX Trojan and its possible affect on users running as Admin, I'm wondering what your opinion or recommendation would be. For example, I've always run Tiger on my primary Admin account, behind a router in stealth mode and running Intego's Virusbarrier. Would you suggest changing strategies to set up a daily non-admin user account, and if so, how would you deal with all of the preferences, etc. that don't carry across to the new limited user account?
Because I don't practice dumb web-click/email-click hygiene, I'm inclined to take my chances running as Admin (root disabled of course); but I'd appreciate reading your opinion.