Hi Dave,
I'm an OS/X n00b, and since it's my wife's box and she's the one logged in 95% of the time, I think I'll just play it safe and configure her and me. The kids are supposed to logout when they're done to save RAM/resources, but well, they're kids and that doesn't always happen... But they're getting better!
Thanks for the suggestion never the less. I'll spend a little more quality time with the Users Guide as well.
Hope you and yours have a happy and prosperous new year!
Lee